Flimsy - along with John R81 and others, you have shown that it is too easy to tar everyone with the same brush and make sweeping generalisations about both owners/pilots/businessmen and instructor competence.
Obviously the demographic for us 40ish types is a bit skewed in this thread. People who read and take part in the PPRuNe rotorheads discourse are probably more motivated than the average 40ish businessman pilot.