WWW,
If you wanted to get that nice 737 job right now you probably couldn't unless you PAID for the rating.
That is the point a few of us are trying to make.
At the moment, unless you are lucky or whatever, you want to fly a jet you have to pay for the rating in one form or another.
Would you still be as happy if you were flying a turboprop for half the money or still instructing? Sure, it beats stacking shelves but try explaining to the bank manager that "I know I'm only earning £16K as an FO, but I really like the view. Can I have a loan to buy a house?"
Sure it will change, I certainly hope so, but when?