Pace
Yes, you're right: but that only comes into play once liability has been determined.
There are two aspects to this:
1. Who is liable for the curtailment of MK's involvement in the rally assuming that that is due to the "mismatch of expectations" discussed earlier? As I see it, that's a simple contractual issue as suggested in my earlier post.
2. Does MK have insurance to cover his health issues and, if so, what if anything does it cover beyond immediate treatment and / or repatriation?
These look to be quite separate issues because MK seems to have "left" the rally before he was injured.
Whatever the legalities, though, I just hope he makes it out OK.