Al, very well thanks, hope the same for you!
AVCs, and my Dan-Air Pension being subsumed into a BA one, are keeping the wolf from the door. Rest assured I have no plans of beating myself up, but when the massed ranks of COSEC march on Whitehall, then who knows?
In the meantime I'll flash my Blair Badge at all and sundry and do my grouchy old man thing. Usually works if only to move me along...
Thanks for the link ORAC.