Well said Al
I have never been a fan of the FPS since some poor advice I got. Here is one of the threads explaining my issue and also that of others:
http://www.pprune.org/military-aviat...tion-55-a.html
I'm sure they must be doing good for some people, but for someone who was not afraid of getting their head into the rules and regs then they didn't really offer anything of value to me.
By the way I agree an EDP is most definately NOT a pension - it's a payment. Big difference!
Best
LJ