Originally Posted by
Background Noise
What I dislike about the pension forecast site is that it forecasts me getting the full state pension - but then says 'but only if you contribute for the next 9 years' - which I won't.
Agree with all that the scheme(s) and site are badly described/ thought out, or maybe the whole thing is just too complicated.
Just to say,
Background Noise (and others) that you could pay Class 3 NI contributions to start totting up the non-contracted out years, but it's a calculation each individual needs to make - cost now vs. life expectancy
