Al R,
Thats funny because I still have the Pam Air leaflet I was given when I agreed to serve my PC. It clearly states I will be on AFPS75 and get my pension at my 16/38 point. Of course, I actually leave with accrued rights on AFPS75 and the rest of AFPS15 which has reduced my benefits quite noticeably. Agreeing T&C's didn't seen to stop the MOD moving the goalposts without my permission!
The reality is that the MOD pensions system is a total joke and a big push factor for a lot of people. We are now on our 3rd scheme with a 4th looking likely leaving people uncertain what they will actually be entitled to when they finally leave. How the government can expect people to plan for their retirement whilst constantly changing the terms and conditions is beyond me. Forcing people on AFPS75 and 05 onto the new scheme was a big mistake. What the Armed Forces need is a completely independent body that manages their pay and pensions to stop career politicians from constantly meddling.
I feel better now.