When I read PCN I thought the original course cost was 74,000 Euros (9,500 plus the 65,500) with the loan covering most of it. I didn't realise that the loan with in addition to the 74,000, in which case I'd say shop around and get a better deal.
I personally don't think 130k Euros for a job on an aircraft with a limited type rating job-wise is a wise investment. Particularly when also according to PCN, someone got an offer with Thomas Cook having spent £37k.