I'm glad I didn't invest as the advice I was getting during a consultation from their child adviser (seriously, I don't think he'd started shaving yet) was clear bollocks. What was most disappointing is that a neighbour had given him my contact details and "recommendation" without asking me first. The rep pestered me for others' details, just like most gardeners, water filter fitters and such do here, who all get quite angry when you refuse. It is appalling that so many of our colleagues feel free to hand out our phone numbers to scammers.