Somebody is going to have to co-sign for any loan.
That most likely is going to be your parents.
Assuming you succeed and get a job.
Now lets say that you loose your medical, or get fired, or get in a car crash, or there is a recession/depression, or any one of the many bad things that can happen.
Who's going to be left carrying the can on your loan?
Yes, your parents.
Maybe they can write a cheque to pay off your loan, but most likely they can't.
The bank will call the loan, and they will stop at nothing to collect on it.
This could force them into a short sale on their house.
Is this any way to honor your parents, by kicking them to the curb?