Consider this before worrying about only being on D/E FO salary in year 9.. I have worked in my "chosen" (read fell into) career for 15 years. For the last 10 I have been on a stagnant salary - and I mean completely stagnant. I earn exactly the same now as I did 10 years ago, and it's not even half of the year nine D/E FO salary - and unless I move jobs and location there's no chance of it increasing either!
In fact, the starting salary for cadet in howevermanymonthsitis is pretty much what I'm on now. And for an 18/19/20 year old it's a great salary!
Salary isn't everything... it's a lot, granted, but not everything - and what's awful for one could be life-changing for another!