Me too andy148..
Us oldies should stick together ;-)
Something else I've not seen anyone else pose is what happens should VS decide to lay-off pilots in 5 years time due to whatever downturn happens (USA self-destructs after 4 years of Trump or Clinton for example) and the cadets are the first to go.. who pays for the loan? I guess it'll be the cadet, but if the cadet is bonded to Virgin, do they pay?
Cheers all