If the salary is 30k for seven years, and you're taking a 100k loan, then it doesn't make much sense does it..
Some ppl seem to be saying the bond is repaid during 9 years, but if its anything like the EZY MPL, they'll pay back 69k bond. That means you'll have less than 38k for seven years...
Financially the EZY MPL looks better if you plan to take a bank loan of course.