Boltyy,
That sounds so rough on you; from experience, getting that Class 4 letter is heartbreaking and it's so average that AvMed balked at your file so late in the piece. Good news re: resitting OSB - it seems your update is as good as any of us have had this end of the year. It also follows the logic that they'd wait to see if there are any diamonds late in the year.
I've heard some nasty rumours about aviation in the ADF effectively downsizing in the (near?) future which makes me nervous.
Hanging in there,
ThisIsntLegalAdvice