RAT 5, is sadly right. Although, when I choose to finally go for this industry I accepted that RYR/EZY was the probably the best I'd get, that's probably why some of you think I'm nuts!
However, paying for education, training and healthcare etc etc is something we are going to have to get used to in life, especially if your are in my generation, if you think otherwise then I'm not the deluded one.