It doesn't have to cost £100k to train, only £60-70k if you choose the right flying school and not one of the big corps trying to take your buck. An article looked at this to really look at the cost...
Where your money goes - the true cost of pilot training - Pilot Career News
Start flying at any age - its never too late to live the dream! It only takes 16 months to qualify if you really give it your all so what are you waiting for??