madandy, i seem to remember a post with exactly the same title as yours being started only a few weeks ago, try a few searches on it. as for the 100% bank loan, well if you're thinking about the OATS APP then you're looking at a £72000 overall and I personally think that there are much better packages to be had for about half that, which would leave you with a nice sum to complete a instructor rating/easyjet type-rating sponsorship etc.
is it all worth it? It'd F###cking better be!!!!!!!!! hahahaha!!! and i'm sure it is!