Colo18 there is a way to save money as an FO in FZ but you need to make some sacrafices to do so.
The first step would be to take a studio apartment up in RAK yearly rent is 25,000 Aed for a nice studio.
https://rak.dubizzle.com/m/property-...F0Lz9wYWdlPTk=
Utilities around 1,000 AED per month
Food & drink if modest 3,000 AED per month
You need to allow 1 hour to get to work from this location.
Check prices on Rak dubizzle for al hamra/Marjan island
If you fly close to the max hours your best result is 45,000 Aed per month
Take away your rent + bills and you are left with around 40,000 = 10,900 USD
But don't be fooled to make these savings your living outside of Dubai and your flying near max hours. But my point is it can be done if you take these steps