It's pay to fly.
You are technically buying a Job from them. The overall cost of the whole type rating programme is well above €32k, and that only secures you a 6 month contract, and the contract isn't even with ryanair, you are contracted to work 6 months for a company that distributes pilots to Ryanair. I think the company is called Brookfield Aviation. And even after all this balooney, you're getting less than €2k a month. You're just buying a temporary contract here.