Lips/api have no appeal procedure if your claim is denied
FACT : IF YOUR LIPS/ API CLAIM IS DENIED FOR ANY REASON THERE IS NO APPEAL PROCEDURE.
What does this mean for you as a contributing member to the scheme should you make a claim after losing your UAE GCAA medical,your job and after being paid out your loss of license by your employer, then LIPS / API deny your claim?
Note well : Regulated Insurers are required by statute to have in place an appeal process LIPS / API / Harvey Watt & Co are NOT regulated.
THIS MEANS SHOULD HARVEY WATT & CO RECOMMEND DENIAL OF YOUR CLAIM FOR ANY REASON THEY SEE FIT . and should you dispute that denial, you will receive an e mail from the LIPS & API trustees like the verbatim transcript below:
"Further to my e-mail below, the lead pilots of the scheme have confirmed there is not currently an appeal procedure for you to follow.
You mentioned you were going to seek legal advice in regards to your benefit claim being declined, should you decide to proceed with this course of action then API, if applicable, will respond and deal with the matter accordingly"
This amounts to the legal equivalent of "IF YOU DONT LIKE IT SUE US"'
Last edited by footballfanppl; 19th Aug 2016 at 23:19.