It's a dark and stormy night, and you are attempting to land at a remote strip.
Unfortunately, due to a number of circumstances, you are dangerously low on fuel and have no practical alternate.
Fortunately, the runway aligns with an approach over the ocean, but unfortunately the aerodrome is socked in.
You position yourself safely out to sea, configure the aircraft for landing, and commence a descent in order to get below the cloud and become visual.
Unfortunately, you run out of altitude before you find the cloud base
Two problems with this fictional account. Firstly, the PIC has been repeatedly requesting the CVR be recovered. Secondly, would not the gear/gear doors be ripped off if down when ditched.