Yes, money put into an account with my name on it. This includes adding into at 5 or 10%. I think they would have a hard time keeping that money and NOT giving it to the employee, even in Hong Kong. Now if we were to go on strike, that is another kettle of fish. Also, keep in mind, that a number of people within the past years have been able to cash out of it. So, I do not believe that you are right about this but thanks for the false alarm.