The type of people who actually believe obvious ponzi schemes are legitimate aren't going to be convinced by any email or article.
These are the types typical of the young cabin crew I wasted ten minutes in a forward galley trying to explain how it simply wasn't possible for an "investment" to make the sort of returns claimed without extraordinary risk. After patiently listening, she then said "Yes, well, if my sister and I can get loans to get the $20,000 we're going to do it".
Wonder how long it takes to repay that on an FG1 salary? Guess she's finding out.
I say let Darwin take over and thin the herd. It desperately needs some culling anyway.