.... and simply trashing on anyone who posts an opinion, be it an informed one or just a articulated opinion, is sooooo much more intelligent and worth a trumplike contribution.
back to the thread ......
Ask your broker the following (always considered on the job):
Would you pay if i get shot down over a officially declared warzone (Iraq, Yemen)?
Would you pay if i succumb to a terrorist act (9/11, Shoebomber), declared before or after the act?
Would you pay if i got arrested after an incident in one of the following countries (i.e. P,A,Y,I) and would die in jail? Would it matter if i was "convicted" of some phoney crime or not?
Would you pay if i succumb to a suicidal act (Germanwings), be it mentally or religiously motivated?
Add all the answers, most of them will be "it depends" anyway, and then make an informed decision if it is worth spending your money for such an insurance.
I bet most of you will then come to similar conclusions as me, maybe not Whitey or the flying anywhere though as they know better i guess.