Just ran into this topic (I see, this is an old one), and I have to realise that once I almost broke this rule. Maybe it's a bit too strict? Let me share with you what happened:
During my time building for CPL, I've got flight hours from my wife for my Birthday, and she flew with me. So strictly speaking point (d)
(the persons on the flight, including the operating crew, share equally in the costs of the flight;" wasn't fulfilled.
Thank God she is my wife and we are on the same budget, this has saved my skin. Also it did not happened in Oz...
Anyhow make sure that you're getting an AoC before going for a flight with your fiancee she/he is paying for.
