Does anyone have experience of trying to get a mortgage whilst you still have a BBVA loan?
Assuming you're in a steady-job and earning enough to comfortably meet the repayments, will banks consider a mortgage application like any other or does the 50k+ of debt you already have automatically rule you out?
Ie, if you earn 40k p.a. and have loan repayments of 1k/month, would you be eligible for a mortgage of roughly ~3/4 x your "remaining" salary of 28k?