I had ten years with SIA and the FO's there, on the B747-400, could not get enough hand flying, they grabbed every reasonable opportunity, they also did not want a practice auto land, (auto lands for real were done by the captain), as it didn't count towards manual landings required for consideration for command, as far as they were concerned the practice in the SIM every six months was enough.
Think I can say, fairly confidently, that the insurance industry would not get involved at that level, it would be for the company and their regulator.