Starting years at around 50k for working less than a full time job seems like a good deal to me. Such why I would suggest anyone going down this route is a smart cookie, not sucked in by the FTO reps on here or the bitter ex modulars, and subsequently does their training at the lowest cost possible for the best quality so as to minimise debt.
Best advice I have read was do whatever you want to get the CPL+IR and then do the MCC+JOC at a high quality school and turn up well prepared so as you don't struggle.