Micromorts - FFS - more utterly pointless statistical analysis but I guess it is the sort of thing bean-counters love to bits.
2 Pilots, trained to a tickbox level, checked according to the CAA required level of competance, bored and ignorant, flying a 'look how bug my chopper is' ego trip machine. So no, the certification process, provides no confidence, hampers talented designers, creates absurd committee designed aircraft, with ludicrous gearboxes, fuel systems that even talented ex military pilots can't operate (apparently).
if this is the opinion you have of your fellow professionals in the aviation business, maybe you should look elsewhere for employment.
My engine failure - which isn't relevant since it was in a military aircraft not subject to any civil performance criteria and not flying CAT - was a 100' crossing the airfield at RAF Valley for dispersal with a student in the RHS. No dramas and a safe running landing to the nearest taxiway.
Back to the wife and kids - if you put them as fare-paying pax into an aircraft that then crashed because additional exposure was experienced and the engine failed at a critical point - would you sue?