The relevant point here I suspect is the question of borrowing money to undertake a helicopter pilot training course when there is virtually no prospect of entering into gainful employment as a helicopter pilot at the completion of that course. The reality is, in the present and likely intermediate future state of the industry, there are many helicopter pilots with many thousands of hours experience who are not working at present. As the job market eventually opens up, it will likely be many years before job openings for basic pilot license holders opens up.
In the meantime the borrowed money needs to be paid back somehow. This is the harsh reality I'm afraid.