Car loan is 70,000 dhms. So it will depend on what you buy.
Take a look at the furnishing allowance and then go online and see what you can get! If you are buying new it will cover a fridge, stove, washer and dryer and a few other things. If you are single and in an apartment that might work. Family and a house--you will be out of pocket. Buy used on dubizzle and check the major company websites for costs. You can figure out how much it will cost you quite easily.
I would say for the average family, even with the allowances, you will be out of pocket and as an FO you will not save any money the first year. This of course all depends on what and how you buy. One car, cheap furnishings (or used) etc and you will make out OK.
My experience, watching new joiners, is they show up bright eyed, buy all the newest stuff, big TV, 2 cars - trying to make sure the family is happy. Good plan if that is what it takes! But it is expensive.