I have my own little aircraft kept on a grass strip above 57N. I've had it 20 years but without it and reliant on club machines I'd probably have given up years, decades, ago. With my own machine it's available when I want it, and I can do what I like with it, but yes, it has limitations. But then so does any aircraft but the boundaries will be different to mine.
So, it depends what you want. I was fortunate in that having flown my family and non-flying friends in the early days it became clear that they weren't really that interested, not beyond the initial novelty, so a single seater would do me just fine and only once in the 20 years have I really wanted a second seat.
The aircraft cost me, at the time, less than I had paid for my rather basic hatchback car, so not expensive. My hangar cost more!
Before looking for a machine I put together a spreadsheet on club V private costs and IIRC the break-even point was around 12 hours annually, though back then I wasn't figuring in the hangar.