Savings? I don't know any crew members that have any savings....Oops we must be spending to much flight pay on beer and duty free's....
On a serious note.You can take out an income protection plan with various financial companies and they vary in price....I've got one with a company called Paymentshield(i think its just been taken over by another company and called something else) and in the likely event that i get made redundant i'll be paid a sum of cash for 12months.Its not a fortune but enough to cover the mortgage and other essentials like sky tv,lap dancing club membership and monthly payment on the ferrari etc..
I think its about £12.00 a month so it wont break the bank and well worth having..
Laters....