Nigel, you do ignore the very obvious element in your 'safe EOLs' from 20-40' and 50 - 70 kts - you know it is coming.
Next time, close the throttle and wait 1 to 2 seconds before taking any recovery action - that will accurately simulate a real pilot's reaction time.
Will you die? probably not. Will you bend the aircraft? very probably - see the links from Sid for the pictures.
Yes, there are lots of other stupid things that pilots do and lots more 'dangerous' situations but this discussion has focussed on operating in the H-V curve and it is certainly not as 'safe' as you believe.
In the end it is your 'Ass, tin, ticket' (to quote Sasless) that is on the line so it is up to you but don't try to sell it to others as good and acceptable practice.