I'm in your position, albeit it a few years younger.
As people have said above me, the best time to have started training was a few years ago so you'd now be qualified. Even if I had the money I wouldn't have put £100k into an integrated course 2 years ago, the outlook was so bleak.
Aviation reacts to things and changes so quickly, theres always going to be something which will make you reconsider if its the best path to go down.
The best time to plant a tree was 30 years ago, the second best time is today.