When the "powers that be" admitted to a shortfall of pilots they proposed an FRI that met with a large degree of concern/discontent from the other two services who insisted it reflect more or less the terms offered by FRI3. This alone cost 18 months. (The original plan was to offer
ALL Army brevet holders the FRI).
The amounts offered are subject to tax and NICS and as will take most over the 150k annual salary threshhold - also attract tax at 45% on amounts over 150k.(Not to mention the requirement to file a self assesment for earnings over 100k).
Therefore 100K actually equates to just over 50K (10k per year).
Not that attractive when compared with comparative salary and pension.
As for SNCO pilots....who needs them?
(Best check the number who flew in the Battle of Britiain!!)