There is a reason that militaries require a far greater selection of monthly currencies to be operational.
Maybe so, but considering that some large european countries let their military fastjet aviators fly up to 75% of their 120 block hours a year in the simulator the question is, how current are they really? But that probably belongs in a different part of this board.
Many/most airlines make it impossible to practice proper hand flying let alone anything tricky.
That seems something prevalent in anglo saxon influenced flight operations. In other parts of the world manual, flight director off flying is actively encouraged and done quite regularly. However, simulating non normal stuff on commercial flight remains, of course, a big No No.