Mondriver
You are basically right when you say the allowance is a non starter. This has been hashed out on other threads if you care to do a search. In a nutshell, the allowance is 85000dhs for an F/O, and it will cost you upwards of 120000 plus utilities to live in an equivalent villa in a preferred area. That is why few people do it.
The allowance goes a long way toward paying for a mortgage in one of the new expat estates, but there is a whole bunch of other issues to worry about there, that is why only a small percentage are taking up that offer.
There are rumors of the allowance being increased this year. For now we must wait and see.
Cop U Later
The Rev