Whatever you do, just stay in the "Provident" fund, which provides so ably for the poor fund managers in the Isles.
You are giving them about $50,000 over your time at Emirates for which you received nothing in return.
Have a look at the pretty picture and place your net returns way, way below the green line.
http://www.sec.gov/investor/alerts/ib_fees_expenses.pdf
I may have said this before.