In most professions these days individuals are investing in their own future; take university costs. It's not ony pilots who pay for their training so do doctors etc. Many people told the cadets not to pay for their training but they did and now 5 years on in their late twenties many of those pilots have their command and are being paid 100k+. Same with the type rating - if you want the job think ahead and work out if you think the outlay is worth the future remuneration. If you do get on the ladder as soon as you can. This is the way things are now. How many people earn 100k in their late twenties or have in the past; I think this is a good investment? Even BA, who used to prefer raw recruits are now giving preference to those with ratings. Times change and you have to move with the times; in the future it may change again but at the moment this is what we have. To blame easyJet or even aviation is futile.