What I find disturbing is the risk people take TO escape a few years early. I'm just stunned by the niavety and greed of so many that have absolutely no idea what they've got themselves involved with.
When people keep quoting the fact that much money has already been made by those involved early on seems to justify the fact that the system is legitimate. It's not. It's a scam, it's illegal and however people try to dress it up, it's straightforward fraud.
Harry