It's important to note that it's not just the "14 exams" that you need to get an EASA CPL / IR after getting the equivalent FAA certificate, in fact financially speaking that's the least of your problems. The extra flight training plus associated expenses is by far the biggest monetary hurdle and there's no point doing the written exams unless you will be in a position to fund the flying.
In terms of procedures, they will make you unlearn a lot of what you have been taught and replace them with new things and that can be a time consuming process, particularly if your habits have been well ingrained, while you watch the $$$$ flash in their eyes. The chances of finding anything in Africa or Indonesia are very slim for a low hour pilot these days.
Train where you can work, it's the sensible thing to do.