EPR Man
I don't think they would be because they would read the qualifying comment "from a do I / don't I (join TOM)". May I ask you re read my post and then quote from it in context?
I was answering H44's request for information a few pages back directed specifically to me and specifically asking if the issue had been resolved. It hasn't and therefore the ONLY
SAFE [/B] assumption, if you are considering joining TOM as s/he is is that you will be joining on a reduced pension. That way any change to that assumption can only be a positive one and I don't end up facing (legitimate) charges of "but you said......"
But anyway, thanks for proving my point