get a degree, my advice : in accounting, MBA or IT eventually.
In my airline I work in management thanks to my degree (though, connections are more important).
If you need to climb the ladder you will need a master degree soon or late. It's impossible to learn such skills at this level (accounting or business) without diploma. Employers do not have time to teach you basics things.
I fly less but have more money and do not have to pay for working anymore (i make others pay now hihi).
pilot licence is... like a driving licence, you may lose, may have it revoked etc..