Nigel. Could not agree more but the poilceman here will be your insurance
company. --- licence not correct NO insurance. have already seen an
insurance company walk away over these licence issues.
(A personal friend who i advised but would not listen) but the bill at least
was only 30k which he had to pay himself.
Had it been 10 million for personal injuries-- well,houses for sale and
personl bankruptcy.
Last edited by claudia; 15th September 2015 at 20:43.