Well I would think long and hard trying to make logic out of this "career." It is barely a career at all. Be prepared to spend much of it out of work. Additionally expect to be asked (compelled) to keep throwing money at operational costs if you want to stay in a job. And what I heard today... for all your efforts you can expect a McDonalds workers wage! Really! McDonalds money for an experienced Captain!
As a pilot you are expected to show good judgement. You can start that career with the best decision you can make.... Spend your money wisely!