Gee thunderbird five, in that case CARs 233 and 234 don't apply to private operations either.
The word "commercial" is not in the heading of Part 14.
There are Divisions within Parts. One of the Divisions within Part 14 is headed "Requirements to ensure the safety of commercial operations".
Another Division within Part 4 is headed "Conduct of operations".
CAR 232 is within the latter (as are CARs 233 and 234).
And CASA disagrees with you.
If you think that CAR 232 applies only to commercial operations, you're in for a rude shock. But give it a go and let us know how you go. They'll always ask for evidence of carriage of current charts, info etc, as you say. That obligation is in CAR 233, which is, as I say, also in Part 14.