I've also just received my FRI and what a right B*lls Up Innsworth made of it. Supplementay pay chits with wrong amounts were sent to me, closely followed by signals hastily correcting these amounts. Unfortunately we do pay the 40% and THEN on your next normal monthly pay chit, your NI contributions ARE increased by 1% of your FRI i.e. £200 if you get the £20k bonus. Still, do spare a thought for the guys and girls that dipped out in what was a badly thought out and applied scheme.