Tqmatch
I don't know your circumstances but I would caution anyone about spending money on commercial helicopter training in today's market, especially as you say that you have family and that you need to keep working to fund it. Over 100 commercial (oil and gas) pilots are being made redundant this year in the UK and the non-offshore helicopter market cannot absorb such high numbers.
Overcast with a 40% prob of a ****storm.