Clear. Thanks for your time in advance!
My only problem with that is that, I'm not sure how long it would take BBVA to set up the loan. For instance, if I started in January, I'd need the money around May, but, in an ideal world, I'd like the money the day before I pay CTC in order to get as big a 'payment holiday' as possible.
I wouldn't want to leave it too late and not be able to progress to the next stage in CTC for example, if the bank were still setting up the loan. On the flipside, if I applied too early, it would unnecessarily bring my 'payment holiday' forward...
nothing is simple these days!